Of all the disability cases I handle, psychiatric disabilities often are the ones that are most difficult to prove.
Unlike some illnesses which eventually may resolve, there are many psychiatric illnesses that adversely affect people throughout their lives. Although there are many medications to control schizophrenia, schizophrenia never resolves. Although there are many medications to control bipolar disorder, bipolar disorder never resolves, either. Yet, there are many plans that restrict benefits to 2 years for psychiatric disabilities even though these disabilities very well could last a lifetime.
What We Can’t See, We Don’t Believe
Many psychiatric illnesses are profoundly disabling, leaving you incapable of working or taking care of yourself. In situations where an individual is disabled and cannot work, insurance carrier attorneys often will fight this type of claim, knowing how difficult it is to prove something that does not show up on an x-ray or in a blood test. In addition, psychiatric illness carries with it societal stigmas, making the return to work or community even more of a challenge for the afflicted person.
Obtaining Disability Benefits . . .
If you have suffered a psychiatric illness and you are unable to work, the first thing to do is seek medical care, even if that means starting with a visit to your primary care physician.
In addition, it is prudent to seek the assistance of a close family member or friend to help you get appropriate medical care and legal representation.
You probably should seek the advice of a disability attorney before filing any claims. An attorney experienced in disability law will know the steps you need to take in order to pursue a successful outcome of your case. He or she will ask you for your medical (including psychiatric) history, and assist you in submitting your claim, guiding you through the claims process to alleviate the stress often associated with pursuing disability benefits.
Psychiatric disorders and conditions may be more difficult to prove. However, obtaining the right treatment and legal representation can help you to get better and to get the benefits you deserve and most certainly need.